You may be entitled to help from social services. Who can get a loan? If your application for a crisis loan is refused, you can ask the benefits agency/jobcentre plus to review its decision. When do i have to pay it back? Whether you will get a council or housing association property depends on your circumstances and the amount of accommodation that is available.

Still, they must be tempting for people who are struggling to transfer debts to a better deal. In most areas, offers of permanent council and housing association tenancies are made through a central waiting list sometimes known as the housing register. Contact moneysupermarket. Com at moneysupermarket house. What are crisis loans for?

Blag, research, connive, swerve and steal, wait, not steal, but be cunning, and you'll get yourself a better loan. What is your current employment status? Remember, if you forget to cancel it could easily cost you thousands more. Number of overdrafts in use. Use the advice services directory to find details of agencies in your area. Lowest homeowner loan rate in the uk abbey national 5. 8. Redundancy payments office.

Advice by phone 0808 800 4444 - call shelter's free housing advice helpline for information and assistance. For a short- term loan, where you are sure to repay the debt in full, it makes more sense. The main such providers at present are nationwide, direct line, goldfish, and the post office. Apply within 28 days of the date the decision was given. Have you considered the alternatives to an unsecured personal loan?This material is for personal use only. You have to pay loans back, usually by paying a fixed amount each week.

Alternatively, you can access your credit report with credit reference agency equifax. Looking for a cheap loan ? Use the advice services directory to find details of advice agencies in your area. See the section on renting from a private landlord for more information. Get advice if you need a crisis loan.